Thursday, November 6, 2008

No such thing as a free lunch

This first published November 6, 2008 in the Henderson Home News, a Community Newspapers of Nevada publication.

Finally, the campaign season is over and my phone has stopped ringing. Monday night our phone rang off the hook with all of the calls going directly to our trusty answering machine.

This has been the dirtiest campaign season I can recall, greatly attributable to the robocall machines disseminating every imaginable distortion of the truth or misrepresentation of candidate character possible.

No sense in repeating them here so adios robocall!

Now that the election is over, we can turn our attention back to daily life and economics. One of the most interesting items to speak of is the price of gas. This fall marks the sharpest decrease in prices at the pump in four years.

According to GasBuddy.com, in December 2004 the average price of regular grade gas in the Las Vegas area was $1.81 per gallon. During the next 3 1/2 years, until June of this year, prices bounced up and down to an all-time high average $4.26 per gallon.

During this period, the following average highs were reached: September 2005, $2.90; May 2006, $3.15; May 2007, $3.20; and in June 2008, it soared to $4.26.

Since then the price has dropped an amazing $1.71 to its lowest average since March 2007 at $2.55 and is still dropping.

Interesting enough, the price of oil was trending the same as gasoline until June 2007. Then it bolted up from $70 a barrel to over $146 in just over a year, nearly doubling the increase of gasoline in the same period. Then it tumbled back in line to around $60 per barrel this week.

The question remains, will prices continue to fall if Americans continue to use less fuel? U.S. oil consumption is down 5 percent, mostly attributable to the troubled economy and world financial crisis. As the price of gas falls, we may be more inclined to drive more rather than pocket the savings.

This could also build some consumer confidence, encouraging consumers to loosen their tightened purse strings. However don’t get too giddy, because the Saudis are tightening their pipelines to force the price of oil back up to what they consider a comfortable level.

I’m no expert but I would bet the price of gas will start an upward trend sooner than later, even if we continue to reduce our consumption in the U.S.

Personally, I will continue to reduce consumption whenever possible by planning local errands, fewer trips out of town, carpooling and driving the hybrid whenever possible.

While on the subject of gasoline, I’d like to tell you about an experience my bride is having. First, you must understand that she comes from generations of penny pinchers, with three of them still living. She can find a deal where no other can except her mother, grandmother and aunts. They will jump through fire to get the savings or at least jump over more hurdles than most.

So, last August we decided it would be a good idea to have the windows of our Prius tinted. We looked around for a good deal and located a tinter. The business was offering a special on the latest UV block tint material, which was a bit more than the one we planned on. However, it came with $500 in free gas! Sounded fair enough, so we agreed to the super duper (or duped) tint job, and we would get a certificate for $500 in free gas.

Right!

Once we got home, she called the number to activate the certificate in order to receive our gas vouchers. She finds there are a few stipulation, such as one must purchase $100 in gasoline per month from the same oil company, then turn in the receipts before a certain day of the month with your vouchers to get a $25 gas card.

Okay, spend $100 on gas to get $25 free in gas easy enough. If you noticed, you can only claim $25 per month. Which means we will have to spend $2,000 over 20 months to redeem our $500 in free gas.

This is all attainable, right? One fillup of the Big Red Truck and we are three-quarters of the way there.

The vouchers arrive from freebiegas.com all twenty of them on a single sheet of paper. They look official with the redemption number, month, the name of the oil company we’re using, a line stating “Return with $100 in receipts” and her name Donna O’Callaghan printed on each little voucher. There is a bonus here you can spend the $25 on anything the station sells.

I wonder if that includes $25 in quarters for the slot machines?

Needless to say the bride completed every detail and sent the first batch on Sept. 17, her birthday. I’m sure that was deliberate to memorialize the event. She waited the required 28 days then called to get an update, only to leave a message. Then a gentleman called her back to assure her the first card would be here in seven to 10 days. No worries, except its now been more than 20 days. She called again and now you can’t even leave a message, a recording assures you the gift cards are in process and they apologize for the delay due to processing issues.

One thing is for sure: While others give up, Donna will show them the other pincher in her, the Doberman pinscher. Look out freebiegas.com. While there is no such thing as a free lunch, a deal is a deal, and she knows it.

Tim O’Callaghan, co-publisher of the News, can be reached at 990-2656 or tim.oc@vegas.com. He writes a regular column One Man's View.

Thursday, October 23, 2008

Don't let lesser issues pass you by

This first published October 23, 2008 in the Henderson Home News, a Community Newspapers of Nevada publication.

Alaska Gov. Sarah Palin’s appearance on NBC’s “Saturday Night Live” was less than hysterical.

In fact, it was downright eerie — that is the striking resemblance of Palin and Tina Fey is eerie.

Her cameo did lend itself to blasting SNL’s ratings to their highest numbers in 14 years. But Alec Baldwin’s line about Palin being hotter in person was belittling.

In any case, Palin has yet to convince me she is vice presidential material and, more importantly, presidential material. I haven’t, however, completely made up my mind about which ticket to vote for.

Because I’m undecided, I repeat what I’ve stated since the inception of early voting in Nevada: I’m really leery of the idea because so much can happen in the last days of a campaign that could determine how people vote.

Why, if I had voted for McCain on Saturday and then on Monday a great American patriot like Colin Powell endorses Obama, I might feel regret. Actually, this race may have been more interesting had Colin Powell been running.

With that said, I must admit early voting can be convenient with busy schedules in a community that operates 24 hours a day. And in many cases it probably doesn’t matter whether people vote early or not.

I say this because many of the Democrats and Republicans I have discussed the election with would vote for their party’s candidate no matter what might possibly happen. It’s amusing how members of each party rattle off their party’s talking points or negative campaign rhetoric without regard to the facts or truth.

Democrats usually recite advertisement copy or news accounts, and Republicans recite the talking points of conservative spinners such as Limbaugh, Hanity and Levine. Being a talk radio junkie, I listen to these three spin doctors throughout the day, challenging the loosely weaved fabric they spin.

Politics is a tricky river to navigate because there is no perfect candidate who could possibly align with every issue you may consider important.

For instance, I know people who abhor abortion yet fervently defend the death penalty.

There is a businessman who complains about the debatable economic drain and increased cost of health care created by undocumented immigrants, then in the very same breath expresses how important they are to the survival of business in Las Vegas and this country.

Whatever your hot-button issue might be, try to remain cognisant of your lesser issues, because they could easily outweigh your hot button.

I’m not suggesting you vote for any particular candidate or back the platform of one party over the other. What I’m suggesting is that you think about the issues that are dear to you and vote your conscience.

If you have no special issues, then educate yourself on the issues, challenge the rhetoric and vote. There is no excuse for not voting, especially in Clark County where every opportunity is provided for you to do so.

Whenever I consider people not voting, I’m reminded of my father’s experiences as an observer of elections in places like Kurdistan in the early ’90s. This is a region on the borders of Iraq, Iran and Turkey where a people without a country called the Kurds live. In the case of the Kurds, many walked for three days to reach a polling place.

The photos he took are etched in my mind, especially the ones of the long lines, in some cases half a mile long.

It is disheartening to see voter turnouts in Clark County from past elections. I predict a higher than average turnout in this presidential election compared to other presidential elections.

If you do not vote in this election, you have little right to complain about the direction of this country’s future.

If 17 million people will stay up until midnight to watch SNL with Gov. Sarah Palin, just think of the millions who might get out to vote in this election.

That’s no joke!

Tim O’Callaghan, co-publisher of the Home News, can be reached at 990-2656 or tim.oc@vegas.com. His regular column is at One Man's View

Thursday, October 2, 2008

Government Misjudged Lifeline

This first published October 2, 2008 in the Henderson Home News, a Community Newspapers of Nevada publication.

It looks like the rooster has come home to roost. The U.S. economy has tanked after the first “bailout” failed, as it should have.

Isn’t it amazing how the stock market moved up as the promise of a lifeline was looming? And then the line snaps, and computers take over with automated trades dumping stocks, causing a 777-point drop on Monday. Some jackpot.

Then on Tuesday, as Congress continued to mend the lifeline for another toss to the sinking economy, the Dow Jones Industrial Average jumped back up 485 points.

Personally, I’m not real fond of bailing out all of the hooligans who have been living high on the hog with multiple homes and private jets on the backs of citizens trying reach the American dream just to have it snuffed out like a bad cigar.

I’m even more disenchanted by the political stock that both John McCain and Barack Obama tried to lasso from the crisis. I don’t know about you, but I certainly don’t buy into the ridiculous name-calling and blame-shifting going on by both parties. As far as the debates went, both of them should have stayed in Washington D.C. for change — a real change.

Last year, more than 37 million people were living below the poverty level in this country — the wealthiest country in the world. After this year, who knows how many more millions will have been forced into poverty?

What will the big “Bailout of ’08” do for the average “take a lunchbox to work Joe” in America? Very little is my guess.
Being very fortunate to have a 401(k) plan — even one that has gotten the you-know-what kicked out of it lately — I have decided not to panic and ride it out. The beauty of my 401(k) is that I make all of the decisions on what funds I choose. The downside is some of my choices weren’t that great. But I made the choices, and is Congress going to bail me out from my bad choices? Hell no!

Is this economic plan going to bail out all of those speculators who bought multiple homes in, let’s say, Las Vegas? Let’s just hope not.

So what am I going to do about my 401(k) and our mortgage? Absolutely nothing. Remain calm and continue on as usual. I’m not running to the bank and withdrawing our cash savings to put it in the mattress either.

Not only that, I’m encouraging you to spend wiser and, like me, keep spending even a little bit. Especially if you can spend your hard-earned cash with the small-business people trying to keep their heads above water and a roof over their families’ heads.

This is what made America great and will continue to do so in the future.

While you’re at it, don’t forget to tip. Tips are what makes the world go ’round. Just ask any of the tens of thousands of tip earners in this valley — our neighbors that is!

Now what about how our Nevada delegation voted on Monday’s failed bailout attempt?

Remember my last column, where I said Rep. Jon Porter, R-Nev., needed to shed his Bush lap dog image? Well he didn’t do it on Monday. He voted just the way President Bush wanted him to. Atta boy Jon. Here’s a bone. Good Boy!

Rep. Shelley Berkley, D-Nev., did the right thing by voting against many of her colleagues and the president. She said the plan didn’t do enough for Americans and too much for corporate America.

Rep. Dean Heller, R-Nev., voted against it, saying he couldn’t vote for it in good conscience.

Don’t get me wrong: I could support any of the three. Some just need to learn a little independence.

Even though this idea won’t help my 401(k), I believe Wall Street should not get a dime other than what’s needed to borrow for capitalization and conservative expansion to create new jobs in the U.S.

In a perfect world, we would bail out residents trying to keep their homes by providing refinancing in the form of government loans and the understanding only one home would be eligible per tax filing. In other words, if you have two homes and you filed joint tax returns in 2007, you could only refinance one with a government loan.

That would keep the foxes out of the roost and the hens laying.

Tim O’Callaghan, co-publisher of the Home News, can be reached at 990-2656 or tim.oc@vegas.com. He writes a regular column at One Man's View.

Friday, September 19, 2008

Political directions are off

This first published September 18, 2008 in the Henderson Home News, a Community Newspapers of Nevada publication.

Alaska Gov. Sarah Palin, the running mate of GOP presidential candidate Sen. John McCain, has captured the imaginations of millions of Americans for many different reasons. This is the land of capitalism, where a creative mind can capitalize on the Palin phenomena with very little effort.

So far we’ve seen the Sarah Palin dolls in different attire, the pit bull with lipstick T-shirts and every other imaginable gimmick.

The real question is: Will she ever become anything more than a novelty? Not to say that with any contempt or flare of sexism, but can she find a place in the minds of American voters?

The McCain campaign has kept her away from any open media opportunities where she could face multiple questions from more than one journalist. After her interview with ABC News anchor Charles Gibson last week, it’s becoming evident she is either unpolished or rather shallow.

This plays well with the hearts of middle America, because she is viewed more like the rest of us plain ol’ folk.

But how does that play with the voters? She has become everything the Republicans deplored about Barack Obama. She now carries the Rock Star label that Barack Obama carried during the Republican National Convention. She is younger than Barack Obama, too.

Just wait one minute. Who is running for president anyway, Palin or McCain? Other than the obvious, it is really hard to tell by media accounts, or rather the amount of media attention being given to Palin, overshadowing McCain.

The media will continue to fall all over themselves to get what they can’t have, and that is Sarah Palin over the pit barbecue spinning on a rotisserie of unfiltered questions. They will probably have to wait until the debates just like the rest of us to really get a look behind her fashionable eye wear and red lipstick.

There are many political tricksters in media-type sheepskin trying to unravel the Palin phenomenon, but only time will tell if anything sticks.

If this is anything like a high school homecoming election and not an election to the two highest offices in the free world, then Barack Obama should be very concerned.

Personally, I’m a bit concerned that Palin didn’t have a clue what the “Bush Doctrine” is and a bit more concerned she thinks that her ability to see Russia from a remote area of Alaska is international relations experience.

Americans need to take a long, hard look at these candidates, including the running mates. Wall Street is collapsing, not one brick at a time, but rather by entire buildings. The economy is in such a funk it is going to require some real leadership and vision. For this reason, we had better take a close look a our U.S. Congress, because that is where reform really begins. Without an agreeable Congress, the best of presidents can’t get a single bill passed.

So, whether Obama is a rock star or McCain is a great American war hero or Biden is ever mentioned or Palin is all lipstick and no pit bull, we are in need of some redirection in America.

Until then, I’m waiting for the debates.

Speaking of Congress, have you noticed the ads in the race for Congressional District 3 between Rep. Jon Porter and state Sen. Dina Titus? Personally, I like both Titus and Porter for various reasons. However, they both need to reconsider their ads.

Porter, for one, has this ad stating he personally helped build the solar generation project in Eldorado Valley. He makes it sound like he was out there shining the mirrors and negotiating the deal for the land. Then I see Titus referring to how she supported legislation for renewable energy.

We need to hear about how they’re going to bring change to the economy and how they will develop bipartisanship in a completely divided Congress.

Porter has to shed his Bush lapdog image, and I would suggest Titus get busy on the issues and not how she has a 30-year-old twang.

Last week I mentioned on my blog that Gov. Jim Gibbons — our politically challenged governor of Nevada — is going to host a seminar for governors-elect to prepare them for their new jobs.

No doubt the governor has plenty of experience to share with those newly elected governors. I imagined some of the seminar topics, so I created a possible top 10 list and posted it on the blog. Hopefully, the governor is only hosting and not providing the topics.

Tim O’Callaghan, co-publisher of the Home News, can be reached at 990-2656 or tim.oc@vegas.com. His regular column is at One Man's View.

Wednesday, September 10, 2008

Jon Ralston on Gibbons' seminar for new Govs.

Jon Ralston followed up today with his version of what Jim Gibbons might share with soon to be newly elected governors.

Ralston's Las Vegas SUN Column: Gibbons shares his secrets

Tuesday, September 9, 2008

Gibbons' Top 10 topics for new governors

Flashed by Jon Ralston this morning and reported today by Brendan Riley of the Associated Press, Gov. Jim Gibbons the politically challenged governor of Nevada is going to host a seminar for governor elects to prepare them for their new jobs.

You can find Brendan Riley's story here.

No doubt the Gov. has plenty of experience to share with those newly elected governors. I can imagine some of the seminar topics so I've created a possible list. Hopefully the Governor is only hosting and not providing the outline of topics.

1) Whose words are they anyway? How to write your own speeches

2) Parking Garage Etiquette 101

3) How to dump a first lady in 10 days; barring she doesn't kick you out of the mansion first

4) 101 ways to text message on the public dime

5) Late night texting for dummies, uh Governors

6) How not to fleece rich widows

7) How to survive 23 percent approval ratings: Deny, deny, deny!

8) How to have fun after the party has left

9) Budget cutting basics; widows and orphans then education

10) Play dates for chief executives: kids school programs, rodeos and grocery shopping

Tuesday, September 2, 2008

Experience is just the start

This first published September 4, 2008 in the Henderson Home News, a Community Newspapers of Nevada publication.


Many of us are still trying to figure out who Sarah Palin is and what experience she brings to Number One Observatory Circle. In case you’re wondering, Number One Observatory Circle is the official residence of the vice president authorized by Congress in 1974 and is on the campus of the U.S. Naval Observatory in Washington D.C.

In 16 years of public service, she has ascended to vice presidential running mate to Sen. John McCain of Arizona.

She is the first woman Republican vice presidential running-mate and only the second woman in history.

The first question people have asked me is whether she is qualified to be vice president. The simple answer is yes. According to the Constitution, a person must be a native-born citizen, at least 35 years of age and a resident of the United States for at least 14 years. Therefore, she qualifies.

Probably because it’s a simple question with a simple answer, folks then ask the follow-up question: Does she have enough experience to be vice president? That is a bit trickier to answer, because it’s all very subjective. Every American may have a different opinion on what experience is necessary to be president. Notice, I say president, because the vice president could become president at a moment’s notice.

But is it really experience we are looking for? Take our own Gov. Jim Gibbons, for instance. He looks great on paper when it comes to experience. He is a geologist, a lawyer, a hydrologist, a pilot with a distinguished record and former congressman with 10 years in office. Yet he is the worst governor imaginable with no sense of good judgment.

The state could elect anyone as governor and, if he surrounded himself with good people, the right people, he could be the best governor ever.

Judgment is the key qualification that should be ferreted out of every candidate. There lies the challenge: for voters to determine judgment and character of those running.

Apparently, Palin has done a respectable job as governor of Alaska and mayor of a community half the size of Boulder City. A colleague pointed out that Oscar Goodman would have more experience if you compared populations. Alaska has a population of 675,000, which is half the population of Southern Nevada — if, indeed, Oscar were the mayor of all Southern Nevada, as he claims.

So what was Senator McCain thinking when he selected Governor Palin as his running mate? Talk radio black sheep and eccentric Michael Savage said McCain was trying to lose the election. Interesting, but not likely.
Is Palin the sacrificial lamb for the Republican National Committee? Couldn’t McCain convince Mitt Romney to run?

Perhaps the real strategy is to pull the Hillary Clinton feminists away from Obama — or at least give them a choice. Probably not, because Palin’s pro-life stance would be way too much, for even the most centrist feminist to embrace.

McCain’s choice of Palin did accomplish a couple things. One, it neutralized the experience debate and kept the prospect of a woman veep alive. However, who ever expected the first woman veep to be a Republican?

What do I think about Governor Palin’s children and their issues? Nothing. They mirror what’s happening in America. Although I find it disappointing that she knew about her daughter’s situation, and the governor still accepted the opportunity, thrusting her 17-year-old into the world media and into the jaws of savage beasts.

I find this disturbing, because of my own experience growing up in the governor’s mansion. It’s painful when your parents are criticized and even more painful when the media point out your own or even siblings’ shortcomings. Especially painful is the feeling of failing your parents’ expectations. It is one thing to experience it in the privacy of the family, and completely another to read it in the paper or see it on TV.

Unfortunately, we know more about the Palin children right now than we know about their mother. I’m sure in the coming days and weeks, we will all ferret out what’s important and what’s not.

Tim O’Callaghan, co-publisher of the Home News, can be reached at 990-2656 or tim.oc@vegas.com. He writes a regular column at tocomv.blogspot.com.